Effective Date: January 1, 2020
COLLECTION OF PERSONAL INFORMATION
IntelliBenefits may collect your personal information through one or more of the following methods:
- Personal Information You Provide. IntelliBenefits may collect personal information when you register as a user of our website, shop our products or services, sign up for or use our products or services, enroll in our marketing programs, contact us about a prior purchase or class, use our website from a mobile device, or email, call, or otherwise communicate with us. For example, if you contact us regarding a product or service that you are interested in or concerned about, we may request that you provide personal information that will enable us to respond to your inquiry. If you do not provide such information, we may not be able to respond to your inquiry, or your participation in our programs may be limited.
- Automatically Collected Personal Information. When you shop for our products or register for or use our services, transactional information such as the date of your purchase, registration, or service usage, their descriptions, and if applicable, the dollar amount or value of the transaction may be collected automatically. We treat all such automatically collected information as personal information if we combine it with or link it to other information that may identify you.
- Other Information. We may obtain information about you from third parties such as demographic marketing information, address verification, or mailing list information and combine it with other personal information pertaining to you.
OUR USE OF PERSONAL INFORMATION
IntelliBenefits may use your personal information for a variety of purposes, including:
- Responding to your comments, requests, and questions;
- Processing and completing your transactions, including the delivery of products or services or confirming orders or appointments;
- Attempting to contact you regarding safety issues;
- Sending you technical notices, updates, security alerts, and support and administrative messages;
- Verifying your identity;
- Keeping a record of our interactions with you if you schedule an appointment, make a purchase, or otherwise deal with our employees or representatives over the telephone or online;
- Conducting statistical and demographic analysis;
- Preventing, investigating, or providing notice of fraud, unlawful or criminal activity, or unauthorized access to or use of personal information, our website or data systems, or to meet legal obligations;
- Protecting and defending IntelliBenefits and its affiliates against legal actions or claims;
- Collecting debts;
- Satisfying contractual obligations;
- Evaluating your employment application;
- Cooperating with law enforcement or other government agencies for purposes of national security, public safety, or matters of public importance when we believe that disclosure of information is necessary or appropriate to protect the public interest;
- Contacting you about products or services that we believe may be of interest to you, or sharing with you special offers from IntelliBenefits or promotions from other companies;
- Conducting market research, surveys, and similar inquiries to help us understand trends and customer needs across product categories or customer groups;
- Evaluating and improving your experience, or our existing products or services, or to create new items;
- Communicating specials and discounts via email;
- Applying discounts for any marketing program specials;
- Personalizing your online experience and providing advertisements, content, or features that match your profile and interests;
- Monitoring and analyzing trends, usage, and activities;
- Entering you into sweepstakes and promotions; and
When it is possible to do so, we may link personal information (such as your name or e-mail address) with non-personal information (such as the unique identifier associated with your computer or mobile device). We may also link personal information with other generally or publicly available information to help us identify your preferences or interests. The information we collect may also be merged with information available from other sources such as (1) companies that match e-mail addresses with postal addresses and other information; (2) credit card verification and credit services; and (3) our affiliates.
DISCLOSURE OF PERSONAL INFORMATION
- With Your Consent. We may disclose your personal information to third parties with your consent. You may give your consent in several ways, such as through a written agreement that you sign or acknowledge; an online method, such as a â€œclick-throughâ€ agreement or registration page; an oral statement, such as by way of an interactive voice response; or through the terms and conditions under which we provide you a particular product or service. Sometimes your consent may be implicit. For example, if you purchase products or services with a credit card, you implicitly consent to the disclosure of your credit card number to the credit card processor to authorize the transaction, and to the bank to collect payment
- Service Providers. We may disclose your personal information to third parties who complete transactions or perform services on our behalf or for your benefit. Information provided to such parties for payment authorization or verification purposes may be retained by them in a database that is used to provide similar services to others. We may also utilize the services of third parties to verify customer data, such as mailing addresses or to supplement other information we have collected. We may also contract with third parties to host a website, conduct market research, or send you information regarding our products or services, or those of other companies with whom we conduct business.
- Legal Process. We may disclose your personal information to legal or government regulatory authorities in response to their requests, or to assist in investigations of theft, fraud, or abuse. We may also disclose your personal information to third parties in connection with claims, disputes, or litigation, or if we determine its disclosure is necessary in an emergency. This may include the disclosure of IP addresses, mobile device identifiers, or other information collected by us, with or without notice to you
- Certain Business Transfers. Your personal information may be disclosed as part of an actual or proposed corporate business transaction, such as a merger, acquisition, joint venture, or financing or sale of company assets, and could be transferred to a third party as one of the business assets in such a transaction. It may also be disclosed in the event of insolvency, bankruptcy, or receivership.
We may also ask you for financial information for payment purposes, including your billing name; billing address; credit, debit, bank card or PayPal account information; or any other information that we, in our sole discretion, deem appropriate ("Payment Information"). We will not store your Payment Information on our database. Once you provide us with your Payment Information, we will forward the information to our third party payment processor, who will only use your Payment Information to process your payment of the ordered products or services.
INFORMATION PERTAINING TO CHILDREN
IntelliBenefits is the only operator of our website, and our contact information is listed in the "Contact Us" section on our website. IntelliBenefits does not knowingly or intentionally collect personal information from children under the age of 13, and we have taken steps to avoid doing so through our website. Accordingly, IntelliBenefits does not enable children to make their personal information publicly available, knowingly or intentionally use their information in any manner, or knowingly or intentionally disclose their information to anyone. If a child under the age of 13 has or may have provided personal information to IntelliBenefits, a parent or guardian may inform us of that fact by contacting us using one of the methods listed in the "Contact Us" section on our website, and we will then review our records and delete any such information from our database. If you are under the age of 13, do not provide us with any personal information either directly or indirectly (e.g., by posting personal information on our website). Any personal information that we receive from a person whom we believe is under the age of 13 will be deleted.
ACCESS TO AND RETENTION OF PERSONAL INFORMATION
IntelliBenefits does not maintain all of your personal information in a form that you can access or update, and some items, such as transaction records, may not be changed. Accordingly, we will determine and may limit what may be accessed and how, and we may keep a record of changes (including deletions) and disclose them for compliance or other lawful purposes. We keep your personal information for as long as we think is necessary or advisable, and we reserve the right to retain it to the full extent not prohibited by law. You may review your personal information that is readily accessible or request that it be updated by contacting IntelliBenefits using one of the methods listed under the "Contact Us" section on our website.
SECURITY OF PERSONAL INFORMATION
IntelliBenefits uses various physical, electronic, and procedural measures to protect your personal information from unauthorized disclosure or misuse. We employ security measures to encrypt sensitive personal information you input, such as credit card numbers, during transmission. However, because no data security systems are completely secure, we do not warrant that any personal information that you provide to us will be secure or safe from unauthorized access. If you provide any personal information to us, you do so at your own risk.
LINKS TO OTHER WEBSITES
SOCIAL NETWORK WEBSITES
CHANGES TO THIS POLICY
IntelliBenefits' website does not respond to "do not track" signals or similar mechanisms. IntelliBenefits may send you email messages, direct mail offers, or other communications regarding products or services unless you specifically ask us not to do so when you enroll in our marketing program, access our website, or change your preferences by updating any accounts you may have with us. At any time, you may elect to discontinue receiving commercial messages from IntelliBenefits by submitting an opt-out request to our IntelliBenefits Customer Service Center (see "Contact Us" section on our website) or by following the instructions in the form of the communication you received, as described below.
- Emails: To opt out of receiving marketing materials via email, use the method provided in the email or contact us by email at gregh@IntelliBenefitsins.com, or by phone at 1-949-441-5144.
- Printed Materials: To opt out of receiving printed marketing materials at your postal address, such as catalogs, flyers, or postcards, contact us by email at gregh@IntelliBenefitsins.com, or by phone at 1-949-441-5144.
- Voice Messages: To opt out of receiving voice messages by telephone, you may follow the instructions stated in the pre-recorded voice message or contact us by email at gregh@IntelliBenefitsins.com, or by phone at 1-949-441-5144.
HOW TO CONTACT US